Why furnished studio apartments are ideal for expats in the Netherlands

Published on 19 February 20265 min read

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Why furnished studio apartments are ideal for expats in the Netherlands

Key takeaways

  • Furnished studios usually cost about 20% more a month, but furnishing a place yourself can easily cost €2,500.
  • A furnished home should include a bed, mattress, flooring and curtains. Bare concrete is not furnished.
  • Your deposit should be 1 or 2 months' rent, and you must be able to register at the address.
  • Never pay before a viewing, and photograph everything on day one against the inventory list.
Table of contents
  1. What “furnished” actually means in 2026
  2. The price tag: why it’s actually a bargain
  3. Your “don’t get scammed” checklist
  4. Avoid these classic rookie mistakes
  5. What to do right now
  6. Frequently asked questions (FAQ)

Quick Answer: A furnished studio is the fastest way to skip the “empty house” depression and get straight to living. It’s a 100% legal, “plug-and-play” solution that saves you from wasting your first month in a van or an IKEA warehouse. What you should do: Snap photos of everything during check-in and make sure your contract explicitly says “inclusief” for utilities to avoid surprise bills.

Moving to the Netherlands is exciting, but let’s be real: the housing market is a battlefield. If you’re a student or an expat, you’ve probably heard horror stories about the “huizentekort” (housing shortage). When you finally land a place, the last thing you want is to realize it’s a “shell” apartment, meaning no floor, no curtains, and definitely no bed. That’s where furnished studios come in. They are the ultimate shortcut. You show up with your suitcases, get your keys, and you’re basically home.

What “furnished” actually means in 2026

In the Dutch rental world, “furnished” (gemeubileerd) isn’t just a suggestion; it’s a standard. In 2026, landlords know that international tenants want zero friction. This means the place shouldn’t just have a bed, it should be a home. You’re looking at a setup that includes everything from the flooring and curtains to the desk where you’ll be pulling your all-nighters.

RentHunter tip

Most of these studios are designed for efficiency, so expect smart layouts that make 25 square meters feel like a penthouse.

Item Status The Real Deal
Bed & Mattress Mandatory Don’t accept a “bring your own mattress” deal.
Desk & Chair Standard Essential for that 2026 hybrid study/work life.
Floor & Curtains Mandatory If it’s bare concrete, it’s NOT furnished.
Kitchen Stuff Usually Most include a “starter kit” (plates, pans, the works).
Washing Machine Often If it’s not in the room, there’s a shared laundry room nearby.

The price tag: why it’s actually a bargain

People will tell you furnished is “expensive.” And sure, the monthly rent is higher, usually about 20% more than a bare bones apartment. But do the math. Buying a bed, a decent mattress, a couch, a table, and kitchen gear will easily set you back €2,500. Then there’s the “fun” of building it all. If you’re staying for a year or two, the monthly premium for a furnished place is basically an insurance policy against stress. Plus, when you move out, you don’t have to deal with the nightmare of trying to sell a used couch on Marktplaats for €10.

Your “don’t get scammed” checklist

The 2026 rental market moves fast, and scammers love that. To keep your money safe and your sanity intact, follow these rules:

  • Never pay before a viewing. If you can’t be there in person, insist on a live WhatsApp video tour. If they refuse, it’s a scam.
  • Check the “Inschrijving.” You must be able to register at the city hall (BRP). If a landlord says you “can’t register,” run. It’s illegal and will ruin your visa/bank account status.
  • The Inventory List is your bible. If there’s a scratch on the table or a stain on the sofa when you move in, make sure it’s on that list. Take photos of everything on day one and email them to the landlord so there’s a timestamped record.

Avoid these classic rookie mistakes

One of the biggest blunders is assuming “all-inclusive” means “unlimited.” Even in 2026, energy isn’t free. Most contracts have a “fair use” clause. If you leave the heater on 25°C all winter with the windows open, you will get a bill at the end of the year. Also, pay attention to the deposit. It should be 1 or 2 months’ rent, anything more is a red flag. Lastly, don’t forget about “Inboedelverzekering” (contents insurance). The landlord insures their furniture, but if your laptop gets stolen or you spill coffee on your own expensive gear, that’s on you.

What to do right now

  1. Get your “Housing File” ready. Have your passport, university letter, and proof of funds in one PDF. In 2026, the first person with a complete file usually gets the room.
  2. Stop refreshing 50 different tabs. Use a service like RentHunter to do the heavy lifting. It’ll ping you the second a studio matches your vibe so you can be the first to react.
  3. Map your commute. A “central” studio sounds great until you realize it’s a 40-minute bike ride from your campus. Check the route on Google Maps before you fall in love.

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1. Did the landlord ask for a deposit or rent before you viewed the property?

2. Did the landlord refuse an in-person viewing or video call?

3. Was payment requested via gift card, crypto, Western Union, MoneyGram, or a "fake Airbnb" link?

4. Were you told to "decide today", or that "many other renters are interested"?

5. Is the rent significantly below market for this city / size? (e.g. 30%+ cheaper than similar listings)

6. Does the landlord claim to be abroad (and asks you to handle keys via courier or a third party)?

7. Did they ask for a passport copy or BSN before you've seen any contract?

8. Have you reverse-image-searched the photos (Google Images, TinEye)? Did you find them on other sites?

9. Where did you find the listing?

Frequently asked questions (FAQ)

Can I bring my own furniture if I want to?

Usually, no. Landlords don’t have storage units for the stuff that’s already there. If you have a specific “must-have” chair, you can bring it, but don’t expect the landlord to move the existing one out.

What if I break something?

Don’t panic. If a lightbulb dies or the dishwasher gives up due to old age, the landlord pays. If you have a wild party and the coffee table ends up in two pieces, that’s coming out of your deposit.

Is the internet actually good?

In 2026, fiber is standard in most Dutch cities. However, “included wifi” sometimes means a shared router for the whole hall. If you’re a gamer or a heavy streamer, ask if you have your own dedicated connection.

How long can I stay?

Most furnished studios are great for 6 months to 2 years. There’s no legal “maximum” stay just because it’s furnished, but check if your contract is “fixed-term” or “indefinite.”

Do I need a Dutch bank account to pay rent?

It makes life way easier, but as long as you have a SEPA (European) IBAN, most landlords are cool with it. If you’re coming from outside the EU, get a Dutch account ASAP for things like phone bills and insurance.

What about pets?

In a furnished studio? It’s tough. Most landlords say no because of the extra wear on the furniture. If you have a cat or a dog, you’re usually better off looking for an unfurnished place.

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