Let’s say you found an apartment in Amsterdam, Rotterdam, or any other Dutch city or village. You’re all ready to sign that lease and start living your best expat/student life, until your landlord hits you with this thing called “borg”. Sounds hard to pronounce? It’s not a new kind of Dutch pastry, unfortunately. It’s your rental deposit.
In this guide, we’ll walk you through everything you need to know about rental deposits in the Netherlands, aka “borg deposit Netherlands”, so you won’t get blindsided by rules, delays, or surprise costs. Read until the end to make sure you aren’t paying too much.
💰 How much is a rental deposit in the Netherlands?
Let’s get straight to business.
A rental deposit in the Netherlands is usually one to two months’ rent. That means if your rent is €1,000 per month, you’ll need to cough up €1,000 to €2,000 upfront, on top of the first month’s rent.
👉 In some cases, especially if the landlord thinks you’re a “risky” tenant (yes, you international students or people without a permanent contract), they might ask for three months’ rent. But anything more than that is generally seen as excessive. If your landlord asks for six months’ deposit, you should consider finding something else.
At Renthunter, we always recommend double-checking what’s normal in your area. If something feels off, it probably is.
🤔 Is a rental deposit mandatory in the Netherlands?
Technically? No. But practically? Always.
There’s no Dutch law that says a rental deposit is mandatory, but almost every landlord asks for one. It’s a form of security, like saying, “Hey, please don’t wreck my house, but if you do… I’ve got your money.”
So, while it’s not legally required, you should budget for it like it is. Landlords don’t usually skip this step unless you’re renting from friends, family, or unicorns.
🧾 What is the law on rental deposits in the Netherlands?
The **Dutch Civil Code (Burgerlijk Wetboek)** doesn’t go super in-depth, but the rules are clear enough:
- The deposit (aka tenant deposit Netherlands) must be reasonable (1–2 months is standard).
- Landlords can’t spend or invest it, they’re just holding it.
- The deposit must be refunded after the rental period, minus any justified deductions (we’ll get to those juicy details in a sec).
- You should always get a receipt or mention of the deposit in your rental contract.
Want to nerd out on the legal stuff? Check out the Dutch government’s page on rental agreements.
🔍 What can a landlord deduct from your deposit?
Here’s what a landlord can deduct from your borg deposit Netherlands:
- Unpaid rent
- Damage that goes beyond normal wear and tear
- Missing items (if the apartment was furnished)
- Cleaning costs, but only if you left the place like a tornado hit it
Normal wear and tear includes stuff like minor scuff marks on the walls or a slightly worn carpet. Broken windows, stained mattresses, holes in the walls, or mystery burn marks on the floor? That’s on you.
If your landlord tries to deduct cleaning costs for a flat that was already semi-disgusting when you moved in, you can challenge that.
💡 Pro tip: Always make sure to take photos before you move in and when you move out.
⏳ How long does it take to get rental deposit back in the Netherlands?
The refund rental deposit Netherlands timeline is where things can get… annoying.
By law, there’s no fixed period, but the general rule of thumb is within 30 days after your tenancy ends. Some contracts might say 14 days, some 60. Read the fine print.
If your landlord still hasn’t refunded you after 1–2 months and is ghosting your texts like a bad Tinder date, that’s not cool, and it might be time to take action (scroll down to discover how).
🧠 Can a landlord keep my deposit in the Netherlands?
Short answer: No, not unless there’s a legit reason.
If you’ve paid your rent on time, didn’t destroy anything, and left the place clean, your landlord has zero legal reason to hold onto your deposit.
Unfortunately, some landlords try to test your limits, especially with international tenants who aren’t familiar with rental deposit rules Netherlands. If you feel you’ve been unfairly treated, you can:
- Send a formal letter (in Dutch if possible) demanding the return of your deposit
- Contact the Huurcommissie (Rental Tribunal)
- Ask a Dutch friend to help you do both
- Or reach out to us at Renthunter, we’ve got your back 💪
📦 How to get your borg back in the Netherlands
Here’s a step-by-step on how to get your tenant deposit Netherlands refunded without pulling your hair out:
- Give proper notice when ending your contract (usually 1 month).
- Schedule a final inspection with your landlord.
- Clean the place thoroughly – oven, bathroom, floors, everything.
- Take photos of every room before handing over the keys.
- Ask your landlord to sign off on the condition of the apartment.
- Request a written confirmation that your deposit will be refunded and when.
- Wait… and then politely follow up if needed.
If your landlord doesn’t reply or refuses to return the deposit without a reason, you can take legal steps. And yes, that even includes taking them to small claims court (but hopefully it won’t get that far).
🧠 Borg refund process explained (aka “getting your money back 101”)
Let’s break it down:
| Step | What you do | What the landlord does |
|---|---|---|
| Move out | Clean, take photos, return keys | Inspect the property |
| Wait | Twiddle thumbs, check bank account | Evaluate damages (if any) |
| Refund | Receive full or partial deposit | Transfers deposit within ~30 days |
Want to make it smoother? Communicate everything via email and keep copies. If the landlord tries to change the story later, you’ve got receipts, literally.
💡And remember: the more proof you have, the faster and easier your borg refund goes.
😎 Bonus tips for dealing with Dutch rental deposits
Because you deserve some insider knowledge:
- Don’t pay cash unless you’re into financial regret, use a bank transfer so it’s traceable.
- Always read the rental contract (get a Dutch friend to help if needed).
- If you’re renting through an agency or platform like Renthunter, make sure the deposit process is clearly explained before you sign anything.
- Use apps like Tikkie or your bank app to split and track shared deposit payments if you have roommates.
🧠 Quick FAQ
Can I use my deposit to pay the last month’s rent?
Nope. Your landlord will almost definitely say no, unless it’s explicitly agreed upon in the contract.
What if I never signed a contract?
That’s a red flag 🚩. But you still have rights. If you paid rent and have proof, Dutch law might still protect you.
Is a borg always required for student housing?
Yes, usually. Even for rooms in student houses or shared flats.
🔚 Conclusion: Borg is part of the deal
So there you have it, the how, what, and when of rental deposits in the Netherlands. Not the most exciting part of moving, we know. But understanding how rental deposit rules Netherlands work can save you stress (and money) down the line.
Whether you’re new to renting, an expat who’s seen it all, or a slightly overwhelmed student clutching a bag of instant noodles and dreams, we hope this guide made things a bit clearer in a non-boring and fun way.
Looking for a hassle-free apartment or just want advice from people who’ve been there, done that? Hit up Renthunter and find your next place, without the borg drama.
